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Loan Recovery Management for Agricultural and Rural Credit Managers and Rural Development Projects
 
PREMISE: The importance of Agricultural and Rural Credit in poverty reduction in Nigeria cannot be over emphasised. Most of these Schemes in Nigeria were short-lived because of poor loan recovery and funds depletion after a few rounds of loan disbursement. Hence, most of the credit schemes were not sustained.
The reasons commonly include; poor credit appraisal and loan collection mechanism; poor credit monitoring and supervision; deliberate loan default and project failure.

OBJECTIVES: This course is designed to improve the knowledge and skills of Agricultural and Rural Credit Managers in loan recovery. At the end of the programme, participants should be able to:
 
  • identify risk associated with agricultural and rural credit;
  • appraise micro-credit needs of clients;
  • design agricultural and rural credit monitoring and supervision schedules; and
  • adopt effective loan recovery mechanisms.
    CONTENT:
  • Overview of loan administration and management.
  • Risk management in agricultural loan or credit schemes.
  • Project appraisal and refinancing techniques.
  • Micro-credit needs appraisal.
  • Role of self-help-groups in credit administration.
  • Loan monitoring and recovery mechanism.
  • Savings mobilisation.
TRAINING METHODS: Lecturettes, case studies, group discussions, exercises and study visits.

WHO SHOULD ATTEND? Agricultural Credit Managers in Central Bank of Nigeria, Commercial Banks, NGOs; NDE, NACRDB, Ministries of Agriculture, ADPs, Fadama projects IFAD Projects and other Agricultural and Rural Financial Institutions
  DURATION: One Week DATE: November 10 - 14, 2008
  VENUE: Ilorin, Nigeria CHARGES: =N=22,000.00
 

 Updated 2008 Agricultural & Rural Management Training Institute, Ilorin, Nigeria